Six Financial functions.
One Integrated Platform.
Each module is a fully-formed, production-ready product.
Deploy individually or as a complete suite.
Core Banking Engine
A modern, real-time core banking system replacing legacy monolithic cores. Manage the entire account lifecycle—CASA, term deposits, structured products—with sub-second processing and full GL integration.
- ✔ Real-time double-entry ledger with ACID transactions
- ✔ Multi-currency, multi-branch, multi-entity support
- ✔ CASA accounts, term deposits, RD, FD, NRO/NRE
- ✔ Interest calculation engine with tax withholding (TDS)
- ✔ Standing instructions, sweeps, and recurring payments
- ✔ General ledger with auto-reconciliation
Digital Onboarding
Fully digital customer journey from application to account activation. Integrated KYC/CKYC verification with AI-powered document processing reduces onboarding from days to minutes.
- Aadhaar-based eKYC with OTP verification
- CKYC registry lookup and synchronization
- Video KYC with AI liveness detection
- Document OCR: PAN, Aadhaar, Passport, Voter ID
- Face match with government database verification
- Configurable workflow with risk-based step routing
Payments & Cards
Unified payment processing hub supporting domestic and international rails. End-to-end card lifecycle with issuance, tokenization, controls, and real-time governance.
- Channels, Rails, Schemes, Wallet orchestration layer
- Virtual & physical card issuance (Visa / Mastercard / RuPay)
- SWIFT-enabled global payment messaging network
- Dynamic tokenization, spend limits & channel controls
- Bulk payments, scheduled transfers & bill automation
- QR-based merchant payments & instant settlement
Lending Engine
End-to-end lending lifecycle management covering origination, underwriting, disbursement, repayment, and collections. Configurable product rules and AI-powered credit decisioning.
- Configurable loan origination workflows
- AI-powered credit scoring & automated decisioning
- EMI scheduling, moratorium, prepayment & foreclosure
- Collection management with escalation workflows
- NPA tracking, provision calculation, SARFAESI compliance
- Integration with credit bureaus (CIBIL, Experian, Equifax)
Compliance & Risk Intelligence
AI-powered compliance engine delivering real-time monitoring, fraud prevention, and regulatory automation across global banking standards.
- AML/CFT transaction monitoring with adaptive ML rules engine
- Real-time fraud detection with predictive alerting system
- Automated STR, CTR & regulatory report generation
- Credit risk scoring & portfolio concentration analytics
- Global sanctions screening (UN, OFAC, EU compliance lists)
- RBI IT Framework & DPDP Act compliance automation
Data & Analytics Engine
Transform raw banking data into actionable intelligence with real-time dashboards, predictive models, and automated compliance reporting.
- Real-time business intelligence dashboards
- Predictive customer analytics & churn prediction
- Regulatory reporting automation (RBI/SEBI)
- Data lake integration with ETL pipelines
Platform Technology Capabilities
Essential platform services that make deployment, customization, and operations seamless.
AI-driven
AI/ML embedded across fraud detection, credit scoring, compliance monitoring, and insights.
Cloud-Native Scale
Auto-scaling infrastructure handling millions of transactions seamlessly.
API-First Design
REST APIs powering integrations with systems, partners, and fintech ecosystems.
Mobile SDK
White-label iOS & Android SDK with biometric auth and UI components.
Real-Time Processing
Instant transaction validation with low-latency pipelines.
Product Configurator
No-code builder for banking products, pricing, and eligibility rules.