16 Financial functions.
One Integrated Platform.
Each module is a fully-formed, production-ready product.
Deploy individually or as a complete suite.
Accounts
Complete deposit account management across savings, current, and term products with full lifecycle support and clearing operations.
- ✔ Savings
- ✔ Current
- ✔ IBAN
- ✔ FD/RD
- ✔ Statements
- ✔ EMI Calculator
- ✔ Inward Clearing
- ✔ Batches
- ✔ PDC
- ✔ Bounce Charges
Identity & KYC
End-to-end digital identity verification and customer onboarding with automated KYC workflows, document handling, and staff review controls.
- ✔ JWT
- ✔ OTP
- ✔ Selfie Verification
- ✔ eKYC
- ✔ Document Upload
- ✔ Staff Review
Loans
Full-lifecycle loan management from origination to closure across personal, gold, and secured lending products.
- ✔ Personal Loans
- ✔ Loan Origination
- ✔ Loan Management
- ✔ Gold Loans
- ✔ Full Loan Lifecycle
Payments
A unified payments hub processing intra-bank and inter-bank transfers across multiple channels and payment rails.
- ✔ Payments Hub
- ✔ Multi-Channel
- ✔ Multi-Rail
- ✔ Intra-Bank & Inter-Bank Payments
Staff & Teller Portal
A complete branch operations workspace for tellers and staff with counter operations and built-in maker-checker controls.
- ✔ Counter Operations
- ✔ Teller Till
- ✔ Maker-Checker
- ✔ Branch Operations
AI Banking
Agentic AI workflows, insights, and intelligent automation embedded across every banking journey.
- ✔ Agentic AI Workflows
- ✔ AI Insights
- ✔ Intelligent Automation
Wallet
Prepaid wallet infrastructure with instant P2P transfers, top-ups, and real-time balance management.
- ✔ Prepaid Wallets
- ✔ P2P Transfers
- ✔ Top-up
- ✔ Balance Management
Cards
Complete card issuing and lifecycle management for credit and debit programs with orchestration gateways.
- ✔ Credit Cards
- ✔ Debit Cards
- ✔ Card Lifecycle
- ✔ Orchestration Gateways
Compliance
Automated regulatory compliance with EOD batch processing, accruals, NPA tracking, and complete audit trails.
- ✔ EOD Batch Processing
- ✔ NPA
- ✔ Accruals
- ✔ Audit Trail
- ✔ Regulatory Reporting
Risk Management
Real-time credit risk scoring, exposure limit management, and multi-tenant platform risk controls.
- ✔ Credit Scoring
- ✔ Exposure Limits
- ✔ Multi-Tenancy
- ✔ Risk Flags
Wealth Management
Portfolio management and multi-instrument investment services for wealth clients across every segment.
- ✔ Portfolio Management
- ✔ Multi-Instrument Investments
Crypto
Digital asset custody, exchange, and on/off-ramp infrastructure for institutional-grade crypto banking.
- ✔ Digital Asset Custody
- ✔ Exchange
- ✔ On/Off-Ramp
- ✔ Crypto Wallets
Insurance
Embedded insurance products with end-to-end policy management, built directly into banking journeys.
- ✔ Embedded Insurance Products
- ✔ Policy Management
Trade Finance
Digitized trade finance covering letters of credit, bank guarantees, and invoice financing.
- ✔ Letters of Credit (LC)
- ✔ Bank Guarantees
- ✔ Invoice Financing
Open Banking
An API gateway powering third-party integrations and open finance ecosystems.
- ✔ API Gateway
- ✔ Third-Party Integrations
- ✔ Open Finance APIs
Deposits & Cheques
Deposit and cheque operations including fixed and recurring deposits, PDC handling, and inward clearing.
- ✔ Fixed & Recurring Deposits
- ✔ Cheque Deposits
- ✔ PDC
- ✔ Inward Clearing
Platform Technology Capabilities
Essential platform services that make deployment, customization, and operations seamless.
AI-driven
AI/ML embedded across fraud detection, credit scoring, compliance monitoring, and insights.
Cloud-Native Scale
Auto-scaling infrastructure handling millions of transactions seamlessly.
API-First Design
REST APIs powering integrations with systems, partners, and fintech ecosystems.
Mobile SDK
White-label iOS & Android SDK with biometric auth and UI components.
Real-Time Processing
Instant transaction validation with low-latency pipelines.
Product Configurator
No-code builder for banking products, pricing, and eligibility rules.
Operations, Administration & Control
Built-in consoles for running, configuring, and auditing the platform day-to-day — no vendor tickets required.
Observability
Health · Latency · Errors · Logs — live visibility into every service and transaction path.
OpenRecon
API-driven, multi-format reconciliation across CSV, JSON, and bank files.
Bank Setup UI
One-time setup wizard with bootstrap automation to bring a new bank live.
Maintenance UI
Manage rates and tenure, and enable or disable web and mobile channels per product.
SMS / Email Templates
Per-bank, per-event notification templates managed through a no-code UI.
IAM & RBAC
Users, role definitions, and permission screens with fine-grained access control.
Batch View
Job status, volumes, and exceptions with drill-down to individual records.
Reports
Transaction summaries with export, plus portfolio compliance reporting.
Forensic Audit
Full change log of who changed what and when, with before/after values.