AI-driven
AI/ML embedded across the platform for fraud detection, credit scoring, compliance monitoring, and customer insights.
One Platform.Everything Financial Services.
Avante's Bank-in-a-Box empowers banks, fintechs and NBFCs to deliver end-to-end financial services at unprecedented speed.
Platform Overview
Built for the Future of Banking
Avante combines AI, modular design and an API-first architecture to deliver a modern banking platform that scales with your ambitions.
Cloud-Native Scale
Built for the cloud from day one. Auto-scaling infrastructure that handles millions of transactions seamlessly.
API-First Design
RESTful APIs power every interaction. Integrate with existing systems, third-party services, and partner ecosystems.
16 Product Modules
Deploy only the modules you need. Our 16 independent, API-first product modules work seamlessly together, enabling you to launch, scale, and evolve your financial services platform with maximum flexibility, faster implementation, and no vendor lock-in.
Why Choose Avante
Here's what sets us apart from every banking product vendor.
End-to-End Banking Services
License and deploy. No dependency on our team for every change. You control your roadmap, we provide the infrastructure.
Plug-and-Play Modules
Deploy core banking without payments, or lending without cards. Mix and match based on your product roadmap.
No Vendor Lock-in
Open APIs, standard data formats, and containerized deployment mean you're never trapped.
Quantum Cryptography Security
SOC 2 Type II certified, PCI DSS compliant, ISO 27001 aligned. Bank-grade security is built in.
Independent Scalability
Scale modules to millions of users independently based on demand.
Developer-First Experience
Clean APIs, SDKs, and full documentation so your engineering team can build, integrate, and ship faster.
Bank-in-a-Box
Your Complete Banking Infrastructure, Pre-Built in the Cloud
AI-powered Bank-in-a-Box provides everything required to launch a digital bank including Core Banking, Lending, Payments, Compliance, Operations and Customer Channels— fully pre-configured and cloud native.
Core Banking
Real-time Ledger & Accounts
Payments
Cards, UPI & Transfers
Lending
AI Credit Engine
☁ Cloud Native
AI Powered
Included Modules
OpenRecon
API-driven Multi-format Reconciliation
Bank Setup UI
Bootstrap Wizard & Automation
Maintenance UI
Rates & Product Configuration
SMS / Email Templates
No-code Notification Management
IAM & RBAC
Users, Roles & Permissions
Batch Monitoring
Jobs, Exceptions & Drill-down
Reports
Compliance, Portfolio & Analytics
Forensic Audit
Complete Change History
Observability
Health, Latency, Errors & Logs
Bank-in-a-Box · Platform
One Platform. One Architecture. Endless Possibilities.
Every layer of a modern bank — channels, products, intelligence, infrastructure, and payment-scheme integrations — pre-built, pre-integrated, and ready to deploy.
Product Suite
One deployable stack — products, tooling, channels
16
Product Modules
9
Tech Tools
4
Channels
Web
Mobile
Tablet
WhatsApp
Core Banking
Operations & Control
Intelligence & Growth
Digital & Assets
01
IDEN/ONBD
Identity & KYC
JWT · OTP · Selfie · eKYC · Document upload · Staff review
02
CASA/TDEP
Accounts
Savings · Current · IBAN · FD/RD · Statements · EMI calc · Inward clearing · Batches · PDC · Bounce charges
03
LOAN
Loans
Personal · Loan Origination · Loan Management · Gold Loan · Full lifecycle
04
PYMT
Payments
Payments Hub · Multi-channel · Multi-rail · Intra & Inter Bank
05
STAF
Staff/Teller Portal
Counter ops · Teller till · Maker-checker · Branch ops
06
CARD
Cards
Credit cards · Debit cards · Orchestration Gateways
07
BTCH/REGC
Compliance
EOD batch · NPA · Accruals · Audit trail · Reg. reports
08
RISK/PLAT
Risk Management
Credit scoring · Exposure limits · Multi-tenancy · Flags
09
AIBN
AI Banking
Agentic AI Workflows · Intrinsic AI · AI Insights
10
WLTH
Wealth Mgmt
Portfolio management · Multi-instrument
11
INSR
Insurance
Embedded insurance products
12
OPEN
Open Banking
API gateway · Third-party · Open finance
13
WLLT
Wallet
Prepaid · P2P transfers · Top-up · Balance
14
CRYP
Crypto
Custody · Exchange · On/off-ramp · Wallets
15
TRDF
Trade Finance
LC · Bank guarantees · Invoice financing
16
DEP/CHQ
Deposits & Cheques
FD/RD · Cheque deposits · PDC · Inward clearing
Powered by 9 Platform Tools
Platform
Tooling
Modules
Tooling
Modules
T1
OpenRecon
API-driven · multi-format (CSV/JSON/bank files)
T2
Bank Setup UI
One-time wizard + bootstrap automation
T3
Maintenance UI
Rates · Tenure · Web/Mobile enable/disable
T4
SMS/Email Tmpl
Per-bank · per-event · no-code UI management
T5
IAM & RBAC
Users · Role definitions · Permission screens
T6
Batch View
Job status · Volumes · Exceptions · Drill-down
T7
Reports
Txn summaries · Portfolio · Compliance · Export
T8
Forensic Audit
Full change log · who/when · before/after values
T9
Observability
Health · Latency · Errors · Logs
Who Uses Avante
Built for Financial Innovators
From established banks to emerging fintechs, Avante empowers diverse institutions to launch and scale digital banking products.
Banks
Traditional banks modernizing legacy cores or launching digital-first subsidiaries with speed.
NBFCs
Non-banking financial companies expanding into digital lending, deposits, and payment services.
Fintechs
Fintech companies building embedded banking products without massive core banking investments.
Neobanks
Digital-native banks requiring modern, cloud-first infrastructure from day one.
Use Case 1
Core Banking
Urban Co-operative Bank
Challenge: Legacy core banking system.
Solution: Migrated to Avante API-first platform.
Outcome: Modern banking with zero downtime.
Zero Downtime
3 Modules Migrated
API-First Platform
Use Case 2
Payments & Wallet
Global Banking Group
Challenge: Multiple payment systems.
Solution: Unified Payments & Wallet Platform.
Outcome: Faster and secure payments.
3M Users Migrated
55% Lower Cost
50% Less Fraud
Use Case 3
Wealth Management
Global Investment Bank
Challenge: Disconnected wealth services.
Solution: AI-powered wealth platform.
Outcome: Unified investment journey.
5-Stage Journey
AI Advisory
Real-Time Insights
Use Case 4
Data Reconciliation
UK Banking Group
Challenge: Fragmented customer data.
Solution: AI-driven data reconciliation.
Outcome: Accurate and real-time reporting.
99.8% Accuracy
1.4B Records
Real-Time Data
Use Case 5
Security Modernization
Community Co-operative Bank
Challenge: Legacy banking security.
Solution: Quantum Security Platform.
Outcome: Secure banking operations.
Zero Downtime
73K Accounts Secured
INR 2B Assets Protected
5+
Proven Deployments
From co-operative banks to global groups — see how institutions adopt Avante across sectors.
View All Use Cases →Launch Your Bank Faster
Ready to transform your banking infrastructure? Schedule a demo with our team and see Avante's AI-driven Bank-in-a-Box in action.
No credit card required
30-minute session
Customized for your use case