Trusted by Clients

Avante's AI-driven Bank-in-a-Box platform is adopted by banking and non-banking institutions globally. Here's how different sectors leverage our product.

Banking Institutions

Licensed banks—commercial, cooperative, and payments—adopting Avante to modernize core systems, launch digital banking, and accelerate product innovation.

Commercial Banks

Large and mid-size banks modernizing legacy cores with Avante—enabling digital transformation without risky big-bang migrations.

Legacy Core Replacement

Gradual migration from systems like Finacle, Flexcube, and T24.

Digital-First Subsidiaries

Launch digital banking brands alongside legacy operations.

Open Banking Enablement

API-first architecture for compliance and ecosystem partnerships.

Adoption Profile

Deployment 10–16 weeks
Modules Core + Payments + KYC
Migration Phased
Users 500K–10M+
Cost Impact 35–45% ↓

Credit Unions Cooperative & Rural Banks

Urban cooperative, district cooperative, and rural banks adopting Avante to digitize operations without the cost and complexity of enterprise systems.

Digital Banking Launch

Enable mobile banking, internet banking, and UPI payments.

RBI Compliance Ready

Built-in compliance for cooperative banking regulations and reporting.

Affordable Modernization

Cost-efficient platform without heavy IT or consulting overhead.

Adoption Profile

Deployment 6–10 weeks
Modules Core + Payments + KYC
Migration greenfield
Users 50K–500K
Cost Impact 50–60% ↓

Fintech & Neo Banks

Digital-first institutions building on Avante—launch faster, iterate rapidly, and scale without legacy constraints.

Launch from Scratch

Complete banking stack ready from day one—no infra setup needed.

Rapid Product Iteration

Launch new products, offers, and features in days using config-driven tools.

Hyper-Scale Ready

Cloud-native architecture scales seamlessly to millions of users.

Adoption Profile

Deployment 10–12 weeks
Modules Full Suite
Approach greenfield
Users 1M–50M+
Cost Impact 60–70% ↓

Client Use Cases

Real-world outcomes from banking institutions that transformed core systems, payments, wealth, data, and security with Avante.

01
Client Use Case 1

Core Banking Platform Transformation

Client: Urban Co-operative Bank
Challenge

Legacy core banking platform needed modernization without disrupting daily operations.

Solution

Migrated core banking, deposits, and lending to Avante's API-first platform.

Outcome
Zero business disruption
API-first architecture
Modernized 3 core banking modules

Key Results

Zero
Downtime
3
Core Modules Modernized
API-First
Platform Architecture
02
Client Use Case 2

Unified Payments & Wallet

Client: Global Banking & Financial Services Group
Challenge

Disconnected payment systems increased cost and operational complexity.

Solution

Implemented Avante Unified Payments & Digital Wallet platform.

Outcome
Seamless customer migration
Lower processing costs
Reduced payment fraud

Key Results

3M
Users Migrated
55%
Lower Processing Cost
50%
Less Payment Fraud
03
Client Use Case 3

AI-Driven Wealth Management

Client: Global Investment Bank
Challenge

Disconnected wealth management journey across advisory and investments.

Solution

Deployed Avante AI-powered Wealth Management Platform.

Outcome
Unified client journey
AI-assisted advisory
Real-time portfolio monitoring

Key Results

5-Stage
Unified Client Journey
AI-Driven
Advisory
Real-Time
Portfolio Monitoring
04
Client Use Case 4

AI-Driven Data Reconciliation

Client: Leading UK Multinational Banking Group
Challenge

Customer data existed across multiple legacy systems.

Solution

Implemented Avante AI Data Reconciliation platform for automated matching.

Outcome
Real-time data foundation
Faster reporting
Higher data accuracy

Key Results

99.8%
Match Accuracy
1.4B
Records Processed
Real-Time
Data Reconciliation
05
Client Use Case 5

Banking Security Modernization

Client: Community Co-operative Bank
Challenge

Legacy security platform exposed banking systems to operational risks.

Solution

Modernized banking security using Avante Quantum Security Platform.

Outcome
Zero unplanned downtime
Secure customer accounts
Protected banking assets

Key Results

Zero
Downtime
73,000
Accounts Secured
INR 2B
Assets Protected

Non-Banking Institutions

NBFCs, fintech companies, insurers, and non-financial enterprises adopting Avante to embed banking capabilities and launch financial products.

NBFCs & MFIs

Non-banking financial companies and micro-finance institutions using Avante to launch digital lending, deposit products, and payment services with full regulatory compliance.

Digital Lending Platform

AI-driven credit scoring, automated origination, and collections for personal, business, and micro-loans.

NBFC License Compliance

Built-in RBI compliance, prudential norms, and reporting automation.

Co-Lending & Marketplace

Enable partnerships with banks and marketplace lending ecosystems.

Adoption Profile

Deployment 8–12 weeks
Modules Lending + KYC + Payments
Products MSME, Personal, Micro
Speed < 5 min
Cost Impact 40–55% ↓

Fintech Companies

Fintech startups and scale-ups using Avante as their banking infrastructure layer—embedding financial products without building core systems from scratch.

Embedded Finance

Integrate accounts, payments, and cards directly into your app via APIs.

BNPL & Lending-as-a-Service

Launch white-label lending for e-commerce, ed-tech, and health-tech platforms.

Regulatory Sandbox Ready

Test products in sandbox environments with configurable compliance controls.

Adoption Profile

Deployment 4–8 weeks
Integration API-first
Modules Flexible
Scale 100K–5M
Cost Impact 70–80% ↓

Non-Financial Enterprises

Large enterprises in e-commerce, telecom, agriculture, and manufacturing adopting Avante to deliver embedded financial services across customer and supplier ecosystems.

Supply Chain Finance

Enable invoice discounting, supplier financing, and working capital solutions.

Employee Financial Wellness

Offer salary advances, earned wage access, and financial tools for employees.

Customer Wallet & Payments

Build white-label wallets and loyalty-driven payment ecosystems.

Adoption Profile

Deployment 6–10 weeks
Modules Payments + Lending + Wallet
Model Embedded
Sectors E-com, Agri, Telecom
Cost Impact 55–65% ↓

Insurance Companies

Life and general insurers leveraging Avante for seamless premium collection, claims disbursement, and bancassurance integrations.

Premium Collection Gateway

Accept UPI, cards, net banking, and auto-debit with real-time reconciliation.

Claims Disbursement

Automated payouts to bank accounts with NEFT/IMPS integration.

Bancassurance Integration

Integrate with banking platforms to cross-sell insurance products.

Adoption Profile

Deployment 4–8 weeks
Modules Payments + KYC + Analytics
Integration API / White-label
Volume 1M–50M/month
Cost Impact 45–55% ↓
How Adoption Works

How Adoption Works

A structured, product-led adoption process.
No lengthy consulting engagements—just clear steps from evaluation to go-live.

Deployment Infrastructure
Insights

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